• Plastiq for Enterprise

Transform payables into a strategic advantage

 

Unlock working capital with interchange-plus pricing.

Plastiq enables enterprise teams to pay more suppliers by card with custom IC+ rates. Get enterprise-grade controls, dedicated support, and a solution tailored to your card program and spend profile.

Built for enterprise scale, security, and control

  • Extend DPO

    Instantly add 30-60 days of float to your payables outstanding without disrupting supplier relations or current payment methods.

  • Improve working capital flexibility

    Expand card penetration across payables categories to enhance liquidity management and optimize short-term capital allocation.

  • Capture early-pay and bulk-order discounts

    Take advantage of supplier discounts that typically exclude card payments. Now you can capture the discount AND pay by card.

  • Increase accounts payable efficiency

    Convert entire check files, long-tail payments, and manually processed expenses to card. Everything gets faster and easier to track, making your accounting department more efficient.

  • Maximize rebate revenue

    Increase card penetration across traditionally non-accepting vendors to reach new rebate tiers, meet minimum spend requirements, and avoid clawbacks.

  • Optimize expense treatment

    Commercial card volume is assessed differently than revolving volume, giving you more flexibility in how you manage and report spend.

Pricing

Our Enterprise pricing is built on an IC+ model tailored to your card programs and payment volumes.

Get transparent pass-through of interchange costs and competitive foreign exchange rates on international payments that are significantly lower than industry standards—so you always know exactly what you're paying.

Pay more suppliers by card

  • Virtual cards and supplier enablement — without friction

    Plastiq supports virtual card programs at scale, helping enterprises extend card acceptance to suppliers who don’t traditionally accept cards.

    Our dedicated Supplier Enablement team handles vendor outreach to maximize your cardable spend—reducing friction, increasing card adoption, and maintaining a consistent payment experience for your AP team without requiring suppliers to change how they get paid.

  • Plastiq Accept

    Plastiq Accept allows suppliers to receive payments securely with no cost to them, removing a major barrier to card acceptance and accelerating supplier onboarding.

  • Dedicated enterprise support

    Work with a dedicated enterprise team that understands complex payment flows, card programs, supplier ecosystems, and reporting needs—from onboarding through ongoing optimization.

Trusted by leading enterprise teams

1M+ businesses and individuals have trusted Plastiq since 2012. Billions of dollars in payments processed securely.

Backed by Priority, the 5th largest non-bank payments company in the US, processing over $145 billion in commerce activity and operating as a licensed money transmitter with over $1.6 billion in average daily deposits.

Ready to learn more?

Request a demo with our Enterprise team